Question: Can you please calculate the loan commitments ratio for the citigroup for the year 2022. The equation is provided down below and I have all
Can you please calculate the loan commitments ratio for the citigroup for the year 2022. The equation is provided down below and I have all the screenshots of information you should need to calculate it. Thanks!
Loan Commitment Ratio= Unused Loan Commitments/ Total Assets
FRY.OC Page 19 off 76 Schedule HC-Continued Dollar Amounts in Thousands BHOM Amount Liabilities 13. Deposits: a. In domestic offices (from Schedule HC-C): (1) Noninterest-bearing' .. .. 6631 122655000 13.a.(1) (2) Interest-bearing.... 6636 607470000 13.a.(2) b. In foreign offices, Edge and Agreement subsidiaries, and IBFs: BHFN (1) Noninterest-bearing ... 6631 95742000 13.b.(1) 2) Interest-bearing... 6636 556564000 13.b.(2) 14. Federal funds purchased and securities sold under agreements to repurchase BHOM a. Federal funds purchased in domestic offices?.... 8993 14.8 BACK b. Securities sold under agreements to repurchase . 8995 202444000 14.0 15. Trading liabilities (from Schedule HC-D) ............ 3548 167429000 13 16. Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases) (from Schedule HC-M). 3190 294646000 16 17. Not applicable. 18. Not applicable. 19. a. Subordinated notes and debentures" ..............."..."...".........."..":".""" 4082 22531000 19.8. b. Subordinated notes payable to unconsolidated trusts issuing trust preferred securities, and trust preferred securities issued by consolidated special purpose entities .. C698 1606000 19.b. 20. Other liabilities (from Schedule HC-G) ...... 2750 143751000 20 21. Total liabilities (sum of items 13 through 20)..... 2948 2214838000 21. 22. Not applicable. Equity Capital Holding Company Equity Capital 23. Perpetual preferred stock and related surplus .. 3283 18864000 23. 24. Common stock (par value) 3230 31000 24. 25. Surplus (exclude all surplus related to preferred stock). 3240 108589000 25. 26. a. Retained earnings.. 3247 194734000 26.a. b. Accumulated other comprehensive income" 8530 -47062000 26.b c. Other equity capital components ....... A130 -73967000 26.C. 27. a. Total holding company equity capital (sum of items 23 through 26.c)... 3210 201189000 27.a. b. Noncontrolling (minority) interests in consolidated subsidiaries .. 3000 649000 27.b. 28. Total equity capital (sum of items 27.a and 27.b).... G105 201838000 2B. 29. Total liabilities and equity capital (sum of items 21 and 28)......... 3300 2416676000 29. 1. Includes noninterest-bearing demand, time, and savings deposits. 2. Report overnight Federal Home Loan Bank advances in Schedule HC, item 16, "Other borrowed money." 3. Includes all securities repurchase agreements in domestic and foreign offices regardless of maturity. 4. Includes limited-life preferred stock and related surplus 5. Includes, but is not limited to, net unrealized holding gains (losses) on available-for-sale securities, accumulated net gains (losses) on cash flow hedges, cumulative foreign currency translation adjustments, and accumulated defined benefit pension and other postretirement plan adjustments. 6. Includes treasury stock and unearned Employee Stock Ownership Plan shares.Memoranda-Continued Dollar Amounts in Thousands BHCK Amount 9. a. (1) Gross fair value of commodity contracts ..... 3212 28324000 M.9.a.(1) (2) Gross fair value of physical commodities held in inventory ..... G213 8404000 M.9.a.(2) b. Other trading assets (itemize and describe amounts included in Schedule HC-D, item 9, column A (other than amounts included in Memoranda items 9.a.(1) and 9.a.(2) above) that are greater than $1,000,000 and exceed 25 percent of item 9 less Memoranda items 9.a.(1) and 9. a. (2)):2 (1) F655 0 M.9.b.(1) F656 M.9.b.(2) F657 M.9.b.(3) 10. Other trading liabilities (itemize and describe amounts included in Schedule HC-D, item 13.b that are greater than $1,000,000 and exceed 25 percent of the item) a. Revaluation Losses on Foreign Exchange Spot Contracts F658 39000 M.10.a. F659 0 M.10.b. F660 0 M.10.C. 2. Exclude equity securities. Schedule HC-E-Deposit Liabilities' Dollar Amounts in Thousands BHCB Amount 1. Deposits held in domestic offices of commercial bank subsidiaries of the reporting holding company: a. Noninterest-bearing balances".........." 2210 122586000 1.8 b. Interest-bearing demand deposits, NOW, ATS, and other transaction acco 3187 337935000 1.b. c Money market deposit accounts and other savings accounts 2389 178285000 1.C. d. Time deposits of $250,000 or less ..... HK29 28444000 e. Time deposits of more than $250,000 . J474 62875000 1.8 2. Deposits held in domestic offices of other depository institutions that are subsidiaries of the reporting holding company: BHOD a. Noninterest-bearing balances"................successes"seems;;;; 3189 2.a b. Interest-bearing demand deposits, NOW, ATS, and other transaction accounts. 3187 0 2. b . c. Money market deposit accounts and other savings accounts 2389 2.c. d. Time deposits of $250,000 or less ..... HK29 2.d. e. Time deposits of more than $250,000 .. J474 2.8. Memoranda Dollar Amounts in Thousands |BHOM Amount 1. Brokered deposits $250,000 or less with a remaining maturity of one year or less ............ HK06 1603000 M.1. 2. Brokered deposits $250,000 or less with a remaining maturity of more than one year. HK31 1881000 M.2. 3. Time deposits of more than $250,000 with a remaining maturity of one year or less .. HK32 611 13000 M.3. BHEN 4. Foreign office time deposits with a remaining maturity of one year or less. A245 155748000 M.4. 1. The sum of items 1.a through 1.e and items 2.a through 2.e must equal the sum of Schedule HC, items 13.a.(1) and 13.a.(2) 2. Includes noninterest-bearing demand, time, and savings deposits.\fLast Update: 20230214.160116 RSSDID: 1951350 FR Y-OC Page 21 of 76 Schedule HC-B-Securities Held-to-Maturity Available-for-Sale (Column A) (Column B) Column C) Column D Amortized Cost Fair Value Amortized Cost Fair Value Dollar Amounts in Thousands|BACK Amount BHICK Amount BACK Amount BHCK Amount 1. U.S. Treasury securities.. 0211 134961000 0213 121239000 1286 94732000 1287 92290000 1 2. U.S. government agency and sponsored agency obligations (exclude mortgage-backed securities)' ..........."; 0 HT51 D HT52 0 HT53 2. 3. Securities issued by states and political subdivisions in the U.S. ...... |8496 9350000 8497 9621000 |8498 2364000 8499 2223000 Holding companies with less than $5 billion should report data item 4.a. (4) and should leave 4.a.(1) through 4.a.(3) blank.3 4. Mortgage-backed securities (MBS) a. Residential pass-through securities: (1) Guaranteed by GNMA ..... G300 0689000 G301 10349000 G302 128000 G303 115000 4.a.(1) (2) Issued by FNMA and FHLMC... G304 6760000 G305 7297000 G308 1378000 G307 8762000 | 4.a.(2) (3) Other pass-through securities... G308 0 G309 0 G310 422000 G311 122000 4.8.(3) (4) Guaranteed by GNMA, issued by FNMA and FHLMC and other pass-through securities ... KX52 KX53 KX54 KX455 4.a.(4) b. Other residential mortgage-backed securities (include CMOs, REMICs, and stripped MBS): (1) Issued or guaranteed by U.S. Government agencies or sponsored agencies? ..... G312 753000 G313 691000 G314 1782000 G315 1723000 4.b.(1) (2) Collateralized by MBS issued or guaranteed by U.S. Government agencies or sponsored agencies? . G316 0 G317 0 G318 0 G319 4.b.(2) (3) All other residential mortgage-backed securities... G320 530000 G321 530000 G322 67000 G323 64000 4.b.(3) C. Commercial MBS: (1) Commercial pass-through securities: (a) Issued or guaranteed by FNMA, FHLMC, or GNMA K142 1213000 K143 158000 K144 512000 K145 477000 4.c.(1)(a) (b) Other pass-through securities .... K146 0 K147 0 K148 0 K149 4.c.(1)(b) (2) Other commercial MBS: (a) Issued or guaranteed by U.S. Government agencies or sponsored agencies ...... K150 221000 K151 214000 K152 129000 K153 105000 4.c.(2)(a) (b) All other commercial MBS. K154 1030000 K155 1032000 K156 2000 K157 2000 4.c.(2)(b) 1. Includes Small Business Administration "Guaranteed Loan Pool Certificates," U.S. Maritime Administration obligations, Export-Import Bank participation certificates, and obligations (other than mortgage-backed securities) issued by the Farm Credit System, the Federal Home Loan Bank System, the Federal Home Loan Mortgage Corporation, the Federal National Mortgage Association, the Financing Corporation, Resolution Funding Corporation, the Student Loan Marketing Association, and the Tennessee Valley Authority. 2. U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC) and the National Credit Union Administration (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal National Mortgage Association (FNMA). 3. Asset-size test is based on the total assets reported as of prior year June 30 report date. 02/2022\fSchedule HC-BContinuad MemorandaContinued Held-to-I'Ulatunl}.I Available-for-Sale (Column A} (Column B} (Column C} (Column D) Amortized Cost Fair Value Amortized Cost Fair Value Dollar Amounts in Thousands Memorandum items 5.8 through 5} are to be completed by holding companies mm 510 billion or more in total assets.T 5. Assetbacked securities (ABS) (sum of Memorandum items 5a through St must equal Schedule HCEl, item 5a): a. Credit card receivables 0 0 Mia. b. Home equity lines __________ 653000 0 M_5_b. c. Automobile loans ___________ 0 323000 M.5_c. d. Other consumer loans. 0 Mid. e. Commercial and industrial loans __ 55 3856 0 385? M_5.e. mm ___________________________________________ -_I Memorandum items 6.8 through g are to be completed by holding companies with $10 billion or more in total assets.T E. Structured nancial products by underlying collateral or reference assets {for each column, sum of Memorandum items Eua through 6g must equal Schedule HC-B, 5b): a. Trust preferred securities issued by nancial institutions __________________ 6348 0 0 0 M_6.a. b. Trust preferred securities issued by real estate investment trusts ...... G352 0 0 0 M_6.b. c. Corporate and similar loans _______________________________________________________ G356 30320000 0 Mac. d. 14 family residential MES issued or guaranteed by US. govemmentsponsored enterplises {GSEs} __________________________________ M_E_d. e. 14 familyr residential MES not issued or guaranteed by GSEs. Mae. f. Diversied (mixed) pools of structured financial products Mat. 9. Other oollateral or reference assets ____________________________________________ G3?2 42?000 can 3?9000 i63000 cars \"8000 Mag. 1. The $10 billion asset-size testis based on the hotel assets renamed as at prior year .lune 3|) report date. tit Loans ID nnancial institutions _____________________________________________________________________________ [3} All other unused commitments ____________________________________________________________________________ 2. Financial standby letters o1 credit and foreign ofce guarantees .......................................... item 2.3 is to be compieted by holding companies with $5 billion or more r'n torei assets\" a. Amount of nancial standby letters of credit conveyed to others _____________________________________ 3. Performance standby letters of credit and foreign oloe guarantees ..................................... item 3.3 is to be completed by holding companies with $5 billion or more r'n torei assets\" a. Amount of performance standby letters of credit conveyed to others ________________________________ 4. Commercial and similar letters of credit __________________________________________________________________________ 5. Not applicable. 6. Securities: a. Securities lent ...................................................................................................... b. Securities borrowed ............................................................................................... items 7.3. mmugh I". d. (2)er are 10 be repaired by holding companies with $5 billion or more r'n total assets.T HillUUUU '1 6??03000 33532000 22977000 11695000 362000 5315000 l04'i'30000 '101 115000 (Columnt) {Column B} 7_ Credit derivatives: Sold Protection Purchased Protection a. Notional amounts: Amount {1} Credit default swaps _________________________________________________________ 533353000 (2} Total return swaps ____________________________________________________________ 17553000 (3} Credit options __________________________________________________________________ 30114000 (4} outer credit derivatives _____________________________________________________ -- 0 b. Gross fair values: (1} Gross positive fair value ____________________________________________________ 511'r'000 (2} Gross negative fair value ................................................... 3531000 1. The $5 billion asset size test is based on the hotal assets reported as ofprior year June 30 report data. ran} ratz} rats} them than} r.5.t2} CJ. Schedule HC-LDerivatives and Off-Balance-Sheet Items Report only transactions with nonrelated institutions DollarAmounts in Thousands BHCK '1. Unused commitments {report only the unused portions oi commitments that are fee paid or otherwise legally binding}: a. Revolving, openend loans secured by '14family residential properties. {e.g., home equity lines) ,_ 3814 6330000 'l.a. 'l.b.f'l_l and 'l.b.{2) are to be completed by holding companies wim $5 billion or more in total assets\" semiannually in the June and December reports oniy. b. {1} Unused consumer credit card lines ...................................................................... _ J455 334353000 \" .b.{'l} {2} Other unused credit card lines .............................. 433?9000 \" .b.{2} c. (11 Commitments to fund mmmercial real estate, constmction, and land development loans secured by real estate {sum of items 1_c.{1}(a} and (b) must equal item 'l.c_l'l)] 38,16 54200013 '.c.{'l} {a} 14 family residential construction loan commitments ________ '_c.{1](a} {b} Commercial real estate, other construction loan, and land development loan commitments ____________________________________ 53T3000 '_c.{1](b} (2] Commitments to fund commercial real estate, construction, and land development loans NOT secured by real estate ________________________________________________________________________________ 5550 9T50000 ' _c_[2} ltem lid) is to be completed by holding companies with $5 biiiion or more in total assets. T d. Securities underwriting ___________________________________________________________________________________________ 3317 0 '_d. e. Other unused commitments: {1} Commercial and industrial loans _________________________________________________________________________ J45? 193013000I '_e.{'l} {2} Loans to financial institutions _____________________________________________________________________________ M53 4?2?5000 '_e.{2} {3} All other unused commitments ____________________________________________________________________________ M59 137703000 ' _e.{3} 2. Financial standby letters of credit and foreign ofce guarantees __________________________________________ 5555 33532000I 2. ltem 2a is to be completed by holding companies mini: 55 biliion or more in total assets.? a. Amount of nancial standby letters of credit conveyed to others _____________________________________ 3320 229?7000 2.3. 3. Performance standby letters ofcredit and foreign ofce guarantees _____________________________________ 5570 11593000 3. ltem 3a is to be completed by holding companies mini: 55 biliion or more in total assets.? a. Amount of performance standby letters of credit conveyed to others ................................ _ 3322 332000 3.a
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