can you please do this one

3. Tom purchases an increasing annuity-immediate for $100,000 that makes twenty annual payments as follows: P,2P,.. 10P in years 1 through 10; and 10P(1.04), 10P(1.04)2,.., 10P(1.04)10 in years 11 through 20. The annual effective interest rate is 3% for the first 10 years and 4% thereafter. Calculate P [20pts] 122 L