can you solve these two, and please show the functions to input into a financial calculator. Also why is question 31. answer choice A and not C?

38. Rita borrows $4,500 from the bank at 9 percent annually compounded interest to be repaid in three equal annual installments. The interest paid in the third year is_ A. $405.00 B. $147.00 C. $352.00 D. $277.95 31. Xiao Xin is planning to accumulate $40,000 by the end of 5 years by making 5 equal annual deposits. If she plans to make her first deposit today and can earn an annual compound rate of 9 percent on her investment, how much must each deposit be in order to accumulate the $40,000? A. $ 6,132 B. $ 9,434 C. S 6,684 D. $23,844