Case Study: Yates Control System $($YCS$)$: Will the Bank Make the Loan? $($available in Course$-$Pack$).$

Taking the role of the decision$-$maker, briefly discuss the following:

YCS$\text{'}$s past financial performance. What conclusions can you draw? What does your analysis imply for your loan decision?

Project financial statements for $2017$ and $2018.$ Use the line of credit account to balance $($plug$)$ your balance sheets. Do not post your calculations. State and discuss your computed net incomes for $2017$ and $2018.$ Discuss the assumptions you used. Will the plug be sufficient in $2017$ and $2018?$

Complete a risk analysis using the four C$\text{'}$s of credit $($Character$,$ Capital, Capacity & Collateral$).$ What are the implications of this analysis for your decision?

As McLoud, what is your recommendation? Fully support your decision using your analysis.

Rationale for granting the loan request.

Rationale for not granting the loan request.