CHAPTER 10 Managing Property and Liability Risk 327 4. How Much of a Major Auto Accident Loss Will Be (c) How much will David's bodily injury liability Covered? Ashley Diamond of Estes Park, Colorado, protection pay? drives an eight-year-old Toyota valued at $5,600. She has a $75,000 personal automobile policy with $10,000 (d) To whom and how much will David's property damage liability protection pay? per-person medical payments coverage and both colli- sion (\$200 deductible) and comprehensive coverage. David Smith of Loveland, Colorado, drives a four-year- old Chevrolet Malibu valued at $9,500. He has a 25/50/15 family automobile policy with $20,000 in medical payments coverage and both collision ( $100 deductible) and comprehensive insurance. Late one evening, while he was driving back from Rocky Mountain National Park, David's car crossed the centerline of the road, striking Ashley's car and forcing it into a ditch. David's car also left the road and did extensive damage to the front of a roadside store. The following table Page 319 indicates the damages and their dollar amounts. Complete the following chart and use the information to answer these questions: (a) How much will Ashley's policy pay Ashley and Fran? (b) Will subrogation rights come into play? In what way? CHAPTER 10 Managing Property and Liability Risk 327 4. How Much of a Major Auto Accident Loss Will Be (c) How much will David's bodily injury liability Covered? Ashley Diamond of Estes Park, Colorado, protection pay? drives an eight-year-old Toyota valued at $5,600. She has a $75,000 personal automobile policy with $10,000 (d) To whom and how much will David's property damage liability protection pay? per-person medical payments coverage and both colli- sion (\$200 deductible) and comprehensive coverage. David Smith of Loveland, Colorado, drives a four-year- old Chevrolet Malibu valued at $9,500. He has a 25/50/15 family automobile policy with $20,000 in medical payments coverage and both collision ( $100 deductible) and comprehensive insurance. Late one evening, while he was driving back from Rocky Mountain National Park, David's car crossed the centerline of the road, striking Ashley's car and forcing it into a ditch. David's car also left the road and did extensive damage to the front of a roadside store. The following table Page 319 indicates the damages and their dollar amounts. Complete the following chart and use the information to answer these questions: (a) How much will Ashley's policy pay Ashley and Fran? (b) Will subrogation rights come into play? In what way