Chapter 6 1. It is often said that the process of underwriting begins with the agent. Why is this so? (1 pt) 1 2. Briefly describe four of the key sources of information that the property & casualty underwriter can use to evaluate each request for insurance coverage? (2 pts) 3. What are the four main types of claims adjusters, and who do they represent? (2 pts) 4. What is the difference between a notice of loss and a proof of loss? (2 pts) 5. What are the two major types of reinsurance and how are they used? (2 pts) 6. Where does the unearned premium reserve show up on the insurer's balance sheet, and how does the company go about earning the premium? (1 pt)