Chapter $9$ Critical Thinking Case $2$ Juana and Pablo Evaluate Their Disability Income Needs Pablo would also be eligible for Social Security payments of $\backslash (\backslash$$ $2,900\backslash )$ per month. percent to fulfill their entertainment and savings goals. $1.$ How much, if any, additional disability income insurance does the Portillo family require to ensure adequate protection against Pablo becoming completely disabled? Use Worksheet $9\mathrm{.}2$ to assess his needs. $\backslash$$ $2.$ Does Juana need any disability income coverage? Assume that Pablo and Juana need $\backslash (90\backslash \%\backslash )$ of their combined take$-$home pay in order to meet their bills and provide for a variety of necessity items. Explain. If Juana became disabled, her income would be about $\backslash$$ $1500.$ Thus, the total income of their family would be $\backslash (\backslash$$ $\backslash )$ The estiamted expenses of Portillo family are $\backslash (\backslash$ddagger $\backslash )$ per month. Thus, they cover their current living expenses. $3.$ What specific recommendations regarding disability income insurance would you give Juana and Pablo to provide adequate protection for themselves and their child? If the family can cover their bills with only $80$ percent of take$-$home pay, then the need for disability insurance in case of Pablo's disability is reduced by $\backslash (\backslash$$ $\backslash ),$ that is from $\backslash$$ to $\backslash (\backslash$$ $\backslash )$ That level of need purchasing the insurance.