Choose a software development methodology to be used for this project, creating an online bank, based on the specific need of the project and the level of governance that is required. These include $($but are not limited to$)$ waterfall, spiral, scrum, and so on$.$

Provide $34$ features of the model that crystallized your decision to use it$.$ Be sure to explain these features as key features, with $23$ sentences about each.

Include a diagram and describe key parts. There should be a paragraph description of the model and how it flows.

Detail $23$ risks of using this methodology, and include mitigation strategies to minimize those risks.