Chous applied for a $$100,000$ whole life policy but did not pay the initial premium at the time of application. When the agent later delivers the policy, the agent must collect the premium and obtain which of the following statements from Choua?

A$)$ A statement of good health

B$)$ A statement of continued representations and warranties

C$)$ A statement of insurability

D$)$ A statement of no material chunge in risks