Click or tap here to enter text. Question 3 (10 marks) Required: a) Explain the policy justification for protecting consumers in relation to unfair terms in standard form contracts. (4 marks) b) Explain how the legal provision on unfair terms works. (4 marks) c) Would unfair terms apply to a non-refund clause in a travel insurance policy? (2 marks) Click or tap here to enter text. Question 3 (10 marks) Required: a) Explain the policy justification for protecting consumers in relation to unfair terms in standard form contracts. (4 marks) b) Explain how the legal provision on unfair terms works. (4 marks) c) Would unfair terms apply to a non-refund clause in a travel insurance policy? (2 marks)