CometCloud, Inc. is planning to take out a 10-year, $15,000,000 loan from its bank to finance the purchase of a new $15,000,000 machine that has an estimated life of 10 years. Comme Cloud believes that these changes will have no effect on either sales or costs, and therefore no effect on net income. If CometCloud is correct that all else will remain constant, these changes will cause the firm's debt ratio (assuming an initial debt ratio = total liabilities to total assets = 47 4%) to a) Increase b) Decrease c) No change d) There is not enough information provided to answer this