comparable with the risk-free rate. For simplicity, you can convert from monthly to yearly returns by multiplying the average month 12 .) \begin{tabular}{|ccc|} \hline Month & Zemin Corp. & Market \\ 1 & 7% & 5% \\ 2 & 2 & 1 \\ 3 & 1 & 0 \\ 4 & 4 & 3 \\ 5 & 7 & 3 \\ 6 & 1 & 4 \\ \hline \end{tabular}