Compare these 4 scenarios by calculating the future values. You are starting your career with $0 savings in your retirement account. Assume you will work 30 years then retire with a half million bucks. How are you going to get there? Let's assume the rate of return of any investments you make will be 5% (compounded annually). Consider these strategies - do any of them meet your goal? For each, draw a cash flow diagram and clearly label your future value. c. You squander all of your time then start investing $20,000 per year for the final 5 years (years 26-30) hoping to make up for lost time. What were you thinking