Question: Compared to direct transactions between ultimate fund users and providers, fee - charging, profit - oriented financial institutions provide the benefit of _ _ _

Compared to direct transactions between ultimate fund users and providers, fee-charging, profit-oriented financial institutions provide the benefit of _____.
I. reducing the search costs and improving matching between fund users and providers
II. transforming the size, duration, risk and liquidity of assets to better serve the needs of fund users and providers
III. providing information-related products and services to fund users and providers
Group of answer choices
I
I and II
I and III
I, II and III

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