Complete the following table by determining which economic problem is characterized in each of the scenarios provided. Scenario When Brian didn't have health insurance, he acted very cautiously because he knew he would have to pay for any medical bills he incurred. Now that he has health insurance, he engages in more risky activities-like skydiving and snowboarding-because he knows that if he gets hurt, his health insurance will cover it. Adverse Selection Moral Hazard Darnell would like to buy a used car, but he is not a mechanic and, thus, cannot assess the quality of a car directly before owning it. Darnell believes that owners of the worst cars are more willing to sell their vehicles than owners of the best cars. Because of this, Darnell believes that used cars for sale are probably of low quality. O