Complete the following using present value. (Use the Table provided.) (Do not round intermediate calculations. Round the "Rate used" to the nearest tenth percent. Round the "PV factor" to 4 decimal places and final answer to the nearest cent.) On PV Table 12.3 Length of time Rate Compounded Amount desired at end of period $ 9,400 Period used Rate used PV factor used PV of amount desired at end of period 4 years 12% Monthly %