Conduct a SWOT Analysis using the SWOT Analysis Table.

***************************************************************************

LMN Trucking is a pipe hauler in the Southern region that was established in 1996. It is a family-owned business with their main office in Dallas, TX. LMN hauls large pipes for drilling rigs throughout TX, LA & OK. It currently has 100 drivers and 10 administrative employees. LMN Trucking plans to expand their operations into the Northeast, mainly Pennsylvania within the year. The demand for hauling services in that area is high and they anticipate they will need an additional 50 drivers to start. LMN plans to open another location in Pennsylvania, but not sure what city at this point. Their current limit of insurance on their Auto policy is $1 mil. They are interested in increasing that limit to $3 mil to support their expansion. LMNs premium in the past has been pretty significant and they are looking to see if they would qualify for payment plan. Their D&B rating is a 1R3. They have also hired a Safety Director in the last 3 years following a multi-million dollar Auto claim that was due to theirnegligence. If LMN expands into Pennsylvania, the Safety Director will need to manage both the Dallas & Pennsylvania location for the first year.

Loss ratios for the last 5 years are as follows:

AUTO

Policy year	2016-2017	2015-2016	2014-2015	2013-2014	2012-2013
Loss ratio	42%	55%	165%	110%	99%

WORKERS COMPENSATION

Policy year	2016-2017	2015-2016	2014-2015	2013-2014	2012-2013
Loss ratio	30%	41%	110%	92%	77%