Consider $2$ borrowers: Borrower A is a term$-$loan heavy client, and Borrower B has only capital leases. Both have financed equally priced asset$($s$).$ Under what condition could Borrower B$\text{'}$s DSCR be greater than Borrower A$\text{'}$s$?$If$,$ after adjusting the numerator to add back lease expense, the adjusted EBITDA figure is sufficiently high to offset the $100\%$ LTV$.$Borrower B$\text{'}$s DSCR can't be greater than Borrower A$\text{'}$s under any circumstances.If the lease amortization is extended by enough to create a smaller current portion of long term lease obligation and offset the higher total loan amount caused by the $100\%$ LTV$.$If the lease amortization is shortened by enough to create a smaller current portion of long term lease obligation and offset the higher total loan amount caused by the $100\%$ LTV$.$