Consider a CD paying a 4.5% APR compounded monthly. (a) Find the periodic interest rate. (b) Find the future value of the CD if you invest $2500 for a term of five years. (a) The periodic interest rate is %. (Round to three decimal places as needed.) (b) The future value of the CD if you invest $2500 for a term of five years is $. (Use the answer from part (a) to find this answer. Round to the nearest cent as needed.)