Consider the following question:

Suppose you are saving for a vacation to Indonesia in three year$$s time. You estimate that you will need $$6,000$ to cover your airfare and all of your other expenses for a week$-$long trip. If you can invest in an index fund that tracks the S&P $500$ and is expected to earn a $10\mathrm{.}30\%$ return, how much will you need to save each year to reach your goal?

Which Excel formula listed below would produce the correct answer?

Group of answer choices

$=$PMT$(10\mathrm{.}3\%,3,0,6000,0)$

$=$PMT$(10\mathrm{.}3\%,3,-6000,0,0)$

$=$PMT$(10\mathrm{.}3\%,3,-6000,0,1)$

$=$PMT$(10\mathrm{.}3\%,3,0,6000,1)$