Constant Amortizing Mortgage [30 points] - Create an amortization schedule and answer the following questions for a $600,000 30-year fully-amortizing CAM loan with monthly payments. The contract interest rate on the loan is 3.25% and there are no points associated with the loan. a.) Assuming no upfront fees/points or prepayment penalty, what is the EIR if the mortgage is prepaid in full at the end of year 6? b.) Assuming 1 point in origination fees but no prepayment penalty, what is the EIR if the mortgage is prepaid in full at the end of year 6? c.) Assuming 1 point in origination fees and a 2% prepayment penalty, what is the EIR if the mortgage is prepaid in full at the end of year 6?