Construct a C++ program that accepts an amount of money as a deposit and the number of years it has been deposited (years can have decimals). The program must determine the interest to be paid on the deposit based on the following schedule:

Time on Deposit Interest Rate

>= 5 years 4.5%

Less than 5 and >=4 years 4%

Less than 4 and >=3 years 3.5%

Less than 3 and >=2 years 2.5%

Less than 2 and >=1 years 2%

Less than 1 year 1.5%

The program must also compute the interest on the deposit using the formula: Interest = Deposit * IntRate * Years.

Furthermore it must also display the original deposit, the interest earned and the new Balance (with interest added to the deposit).

Please comment on every line of code.