Cost$-$benefits analysis for ABC stores$-$ ABC Stores,Inc. is a retailer with $5,000$ employees with stores and warehouses located in three different cities in the same state. Their total payroll is $$200$ million. In recent years, the president of ABC, Chris Smith noticed significant increases in the cost of their workers$$ compensation $($WC$)$ benefits. He is concerned that their current WC insurance premium of about $$5$ million per year is too high. He has heard several rumors that employees may be faking their injuries just to get WC benefits or that they may be staying off work longer then necessary $,$ driving up ABC$$s costs. In fact, the WC claims paid by their insurance company are running a little over the average for their industry for the past few years. Your job is to help ABC decide which option is the best choice.