Question: Coverage A and Coverage B under a Homeowners 3 policy insure the dwelling and other structures against direct physical loss. Explain the meaning of this

Coverage A and Coverage B under a Homeowners 3 policy insure the dwelling and other structures against direct physical loss. Explain the meaning of this phrase. Coverage C under a Homeowners 3 policy covers personal property on a named-perils basis. List the various perils that are covered.

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