Create a scenario for yourself that can be complete fiction or as close to reality as you want. Determine a project you might want to save up for and report on how you will make this project come to fruition. Examples might be to purchase a $1,000,000 yacht, save $5,000,000 for retirement in 35 years, save up a downpayment of $20,000 within five years. Next, decide a reasonable rate of return (rationalize e.g. I'm conservative so I can only earn 5% or I'm pretty okay with risk so 10%). Now see what payments you will need to make (these can be monthly, weekly, quarterly, annually).