Question: Credit Analysis by financial institutions includes _ _ _ . sifat dan kredibiliti ( character and credibility ) cagaran dan keadaan ( collateral and circumstances

Credit Analysis by financial institutions includes ___.
sifat dan kredibiliti (character and credibility)
cagaran dan keadaan (collateral and circumstances)
isu dan keadaan (issue and circumstances)
kredibiliti dan komitmen (credibility and commitment)

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