Current Expense Amounts $($Jamie Lee and Ross Combined$)$

Fixed expenses: $$3,100$ per month

Variable expenses: $$2,100$ per month

Estimated Income Amounts $($Jamie Lee and Ross Combined$)$

Social Security: $$2,200$ per month

Current IRA balance: $$90,000$

Estimated IRA withdrawal: $$200$ per month

Other investments: $$26,900$ per year

$\backslash$table$[[$Estimated annual living expenses if retiring today,$$,62,400],[\{$

$\backslash$table$[[$Number of years until retirement$],[$Expected annual rate of return before retirement$]]\},$$$,],[$$$,],[$Future value $($use Exhibit $1-$A$)],[$Projected annual retirement living expenses, adjusted for inflation,$($A$),$$$,62,400],[$Estimated Annual Income at Retirement$],[\backslash$table$[[$Social Security income$],[$Company pension, personal retirement account income$]],,,26,400],[,$$$,2,400],[$Investment and other income,,$$,26,900],[$Total retirement income,$($B$),$$$,55,700],[$Annual shortfall of income after retirement $(A-B),($C$),$$$,410],[\backslash$table$[[$Expected years in retirement$],[$Expected annual rate of return before retirement$],[$Expected annual rate of return on invested funds after retirement$]],,$$$,30],[,$$$,],[,,],[\backslash$table$[[$Future value factor for a series of deposits $($use$],[$Annual deposit required to accumulate the an$]],($D$),,],[,,]]$