Dan and Joan are $72$ and $68,$ respectively, and want their $$100,000$ nest egg to provide them an income as long as their live. Their insurance agent, Mark, honestly believe that the purchase of an annuity will be the couple$$s best interest to show them an annuity illustration. Two years later, Dan dies at the annuity payment ceased and not illustrate and explain the survivors provision. This would be provided an income for the rest of Jones$$s life. Mark is probably guilty of$.$