Dan and June started to create a budget (based on last year's income and expense statement) but got stuck. They know that you have learned how to create budgets and are asking for your help. They would like you to input the correct values for the first three months of next year. In addition to the statement, you will need to know the following information: - They estimated their net annual income (after taxes and emplover deductions) at $15,750 for 0 an and $14,175 for 3 une - Insurance is paid at the end of each calendar quarter - June purchases her commuter pass on the first of each month - The parents loan is money they borrowed from June's parents to pay off their student loans. How auch they par each month is determined by them - The fun money listed on the statement is the money spent for a cruise to Mexico. They didn't keep track of ony other entertainment expenses (such as dinners out and movies) incurred duning the year. Enter a value in each blank cell to get full credit for this exercise, and round all dollar amounts to the nearest whole dollar. Enter any cash defiet wit o minus sign. Savings and investmerits. Looking at the completed budget, what single item would you recommend that they add to their budget? Savings and investments Pensions and annuities Dividend and interest income This is because: The couple needs to budget for contingencies and save for future goals. The couple needs to increase their taxable income. The couple needs to increase their distributions from their retirement plans