David purchased a $$100,000$ participating whole life policy. The annual premium is $$2,280.$ Projected dividends for the first $20$ years are $$15,624.$ The cash value after $20$ years will be $$35,260.$ If the premiums were invested at $5$ percent interest for $20$ years, the premiums would grow to $$79,156.$ If the dividends were accumulated at $5$ percent interest for $20$ years, they would grow to be $$24,400.$ The amount to which $$1$ deposited annually will accumulate in $20$ years at $5$ percent interest is $$34\mathrm{.}719.$ Based on this information, what is the traditional net cost per thousand per year of David's policy over the $20-$year period?

Total premiums for $20$ years $

Subtract dividends for $20$ years

Net premiums for $20$ years $

Subtract the cash value at the end of $20$ years

Insurance cost for $20$ years $

Net cost per year $

Net cost per $$1000$ per year $