Dear Joel, your post about the following: Performing a design safety review may indicate a potential for beneficial risk transfer. Insurance, a commonly discussed risk transfer, refers to placing the financial risk to cover specific hazards under an outside company. All mortgaged homeowners or financed vehicle owners conduct a risk transfer through home and auto insurance. It was deep and insightful. There are, however, other methods of risk transfer. Since I chose the task of refueling a boat with diesel for this class, I decided to identify an opportunity for risk transfer in the marine industry. Even a job such as getting a boat out of the water can result in getting electrocuted