Dear Ms$.$ Yang Ming Lee,

This is regarding your recent application for a Visa credit card with a requested credit limit of $$15000.$ Thank you for applying for a visa card with our bank. We appreciate your interest in our financial services. It is our pleasure to assist you.

After reviewing your application and credit references, we are pleased to inform you that your application has been approved. Our credit card reference checks have assured us that you will handle your credit card responsibly. While we understand this may not fully meet your request, please know that this decision is consistent with the bank$$s financial policies. We understand your request for a credit limit of $$15000$ but according to our bank policy, new customers are approved for a maximum $$5000$ limit only. This policy is for the safe credit management of our clients.

We might make an exception if our bank had a previous relationship with you, but no such relationship exists. We encourage you to use this opportunity to build a positive credit history with us$.$ We want to assure you that there is an opportunity for credit limit reviews and adjustments. Although there is no set policy for automatic increase if you demonstrate consistent payment of the minimum amount for at least six months then you are eligible for a credit limit increase.

Your new Visa credit card will be sent to you shortly with details for its activation and a guide to cardholder benefits. If you have any further queries or need any assistance, please don$$t hesitate to contact our customer service team $($customercare@canadianbank.ca$).$

Thank you once again for choosing Canadian Bank. We look forward to serving you and supporting your financial journey