Debt analysis Springfield Bank is evaluating Creek Enterprises, which has requested a $4,270,000 loan, to assess the firm's financial leverage and financial risk. On the basis of the debt ratios for Creek, along with the industry averages and Creek's recent financial statements, evaluate and recommend appropriate action on the loan request. Creek Enterprises Income Statement: Creek Enterprises Balance Sheet: Creek Enterprises's debt ratio is (Round to two decimal places.) Click the icon here in order to copy the contents of the data table below into a spreadsheet.) Click the icon here in order to copy the contents of the data table below into a spreadsheet.) **Required annual principal payments are $847,000