Decide whether the following statement makes sense $($or is clearly Irue$)$ or does not make sense $($or is clearly false$).$ Explain your reasoring.

Foced rate loans with $15-$year terms have lower interest rates than loans with $30-$year terms, so it abargs makes sense to take the $15-$year loan.

Choose the correct answer below.

A$.$ This makes sense because it is always better to have loans with short loan lerms. A bomower could pay off the loan in $15$ years, and then spend the next $15$ years saving money.

B$.$ This does not make sense because the monthly payments for the $15-$year loan are much greater than a $30-$year loan, even at a lower interest rate. Even though the interest is higher for $30-$year loans, the borrower could pay more toward the principal each month with the option of paying the lower monthly payment if frances are poor one month.

C$.$ This makes sense because paying a lower interest rate for a short period of time is not as costly as paying a higher interest rate for a long period of time.

D$.$ This does not make sense because $15-$year loans don't usually have lower interest rates. The lenders would never be able to proft if the interest rates of these loans were lets than those of $30-$year loans.