Demand deposits Cesibor reference rate Cesibor reference rate, bp, 12- month Cesibor reference rate, bp, 5-year Interest offer, basis points Retail Deposits, k $ Retail Total Interest cost, k $ Retail Total This round 50.00 90.00 This round 15 This round 9 384 9 384 This round 14 14 4% -70.0 A% 0.0 0.0 A% -70.0 -70.0 ? Last round 50.00 90.00 Last round / Market 50/50 Last round 9 384 9 384 Last round 47 47 Fixed term deposits Interest offer, 12 months Interest offer, 12-month fixed term deposits, basis points Retail Deposits, k $ Retail Total Interest cost, k $ Retail Total Retail Deposits, k $ This round Retail 100 Total This round 53 238 53 238 Interest offer, 24 months This round 532 532 This round 120 This round Interest offer, 24-month fixed term deposits, basis points 45 038 4% 45 038 -60.0 A% 0.0 0.0 A% -60 0 -60.0 4% -60.0 A% 0.0 0.0 Last round/ Market 250/250 Last round 53 238 ? 53 238 Last round 1 331 1 331 Last round/ Market 300/300 Last round 45 038 45 038 . The end goal is profit maximization for stakeholders by making changes in the deposit rates .