Detailed explanation please and please include websites links used

Using current event articles available through journals, the internet, and written resources to please discuss the following: 1. What are some of the current trends in place relative to life insurance? What type of life insurance (term insurance or cash-value life insurance) are recommended for individuals today? Is there a difference in what is recommended at certain ages? (explain). 2. Find a source that lists an example of a life insurance policy (be sure to refer to an actual policy - this could be one found on the internet). Describe the contractual provisions (Ownership clause, Entirecontract clause, lncontestable clause, Suicide clause, Grace period provision, Reinstatement clause, Misstatement of age or sex clause, Beneficiary designation, Change of plan provision, Exclusions and limitations: suicide, other, Assignment of the contract, Policy loan, Automatic premium loan) that appear on the policy. 3. Based on internet research; what are some of the recommendations for shopping around for life insurance? Do not just list - be sure to explain