Determining the present value of an amount is useful when you want$$ to:$($Select the best answer$$ below.$)$

A$.$

know how much of your income you can save.

B$.$

lend someone money.

C$.$

have $ $20$ comma $000$ for a down payment on a house in three yearshave$$$$20,000$for$$a$$down$$payment$$on$$a$$house$$in$$three$$years$.$

D$.$

pay off your loan.