Direct finance facilitates diversification by $\_\_\_\_,$ while indirect finance does it by $\_\_\_\_.$

Group of answer choices

investment banks and brokerage companies agreeing to hire diverse work forces; financial intermediaries complying with government requirements on diversity in the work place

enabling investors to concentrate securities purchases in particular industries; financial intermediaries lending mainly to industries in which they have particular expertise

redcucing minimum denominations of securities so investors of only moderate weatlh can diversify on their own; financial intermediaries investing customers$$ funds in a wide array of loans or securities

requiring investors to purchase securities directly from dealers; requiring investors to go through brokers to purchase securities