Directions: Now that you understand the basic terminology and the plans, we will look at three sample policies for one company and compare what it offers. Use what you have learned about each type of plan and the health plan documents in the Study Section of this lesson complete the chart and answer the questions Ruth, Daniel, and David. Use the Health Plan Comparison Chart to record your answers. Ruth Daniel PPO David PCHS Providers POS HMO 10 Individual Name Plan Type Primary Care Required Yes or No Referral Required for Specialist Yes or No Office Visit In Network Office Visit Out of Network Deductible In Network Physical Therapy Out of Network Generic Prescription Home Health Care Emergency Room Outpatient Surgery Speech Therapy 1. Which Plan would you choose? Why? 2. What did you learn that was surprising? Directions: Now that you understand the basic terminology and the plans, we will look at three sample policies for one company and compare what it offers. Use what you have learned about each type of plan and the health plan documents in the Study Section of this lesson complete the chart and answer the questions Ruth, Daniel, and David. Use the Health Plan Comparison Chart to record your answers. Ruth Daniel PPO David PCHS Providers POS HMO 10 Individual Name Plan Type Primary Care Required Yes or No Referral Required for Specialist Yes or No Office Visit In Network Office Visit Out of Network Deductible In Network Physical Therapy Out of Network Generic Prescription Home Health Care Emergency Room Outpatient Surgery Speech Therapy 1. Which Plan would you choose? Why? 2. What did you learn that was surprising