Discussion Question $10-11($LO$.5)$ Thomas purchased a personal residence from Monique. To sell the residence, Monique agreed to pay $$5,500$ in points related to Thomas's mortgage. Indicate whether the following are "True" or "False" about points paid in this real estate transaction. a$.$ The seller can deduct the points if certain conditions are met. b$.$ To be deductible, the points paid represent a service charge or payment for specific services. c$.$ Points paid by the seller are treated as an adjustment to the selling price of the residence. d$.$ The buyer may deduct seller$-$paid points if several conditions are met.