Discussion Topic Credit scores are often a factor in determining your insurance premiums. Search the Internet using the keywords "credit score and insurance rates" and briefly respond to these questions: What are some pros and cons of using credit scores for insurance pricing? . Correlations are used to justify considering credit scores to set premiums. What other variables related to credit scores justify linking them to a premium rates . Describe from the insurance company's perspective which expected values are affected by use of credit scores. . Do you agree or disagree with using credit scores in determining insurance premiums? Support your opinion briefly