Discussions in this course are set up as Literature Review. You are supposed to compare and contrast the opinions of the authors of the articles provided in the weekly Learning materials, present the important information, data (if applicable), statistics (if applicable) to support your conclusions. It is important that the Literature review is written in your opinions with small quotes from the articles. All quotes must have references and in-text citations to credit your sources.

Discussion Questions:

• Explain how you would rank the 5 C's of credit analysis in order of importance and explain your rankings?
• What are the most important covenants for creditors to include in loan agreements with borrowers and why?