do all Q11,12 and 13 thankyou

Bank - UK, basic transaction accounts requires an average monthly balance of 1,000 or above. The average monthly servicing cost of these accounts is 5.00 (which include labor and computer time), plus an additional monthly overhead expenses of 1.20. Therefore, Halifax bank pre-determined a monthly profit margin of E3.80 on these accounts. Further analysis of the basic transaction accounts revealed that for every 100 above the required 1,000 average monthly balance, Halifax Bank saves 4.5% in operating expenses on each account. Required: A. Compute the monthly fee Halifax Bank must charge per customer account. ( 2 mark) B. Calculate the monthly fees Halifax Bank must charge an account that consistently maintains an average balance of 1,200 per month in order to achieve its profit margin? ( 3 marks) 12. As the Manager of Credit Card Loans Department at Barclays Bank, you are required to create a good written loan policy for credit card loans. Analyse in some details, any two important elements are likely to include in the policy. (5 marks) 13. Banks provide loans to businesses in need of working capital, or others with opportunities to expand. However, lender (including banks) first evaluate the credit worthiness of their borrower using a checklist of six criteria, known as the six C s of lending. Required: Analyse any two of the C's of lending, used to assist lenders in determining which financing opportunity offers the most potential benefits. (22.5=5 marks )