(Do not include units in your answer. Include negative sign if necessary.)

Pacific Bank has the following balance sheet. Market yields and durations (in years) are in parenthesis and amounts are in millions.

Assets			Liabilities
Cash	20		Demand deposits	30
Interbank lending (5.05%, 0.05 years)	140		Savings accounts (4.5%, 0.5 years)	470
Consumer loans (6%,, 2.1 years)	90		Subordinated debt (7.25%, 0.53 years)	420
Fixed rate mortgages (7.85%, 19.5 years)	550		Total liabilities	600
			Shareholders' equity	200
Total Assets	800		Total liabilities and equity	800

What is Pacific Bank's duration gap? (Give your answer to two decimal places. Do not include the unit "years" in your answer.)