DO NOT SOLVE the following problems. Instead identify for each the following A is this a Single Transaction or Multiple Transactions B. If single transaction state whether you are solving for Future Value (A) or Present Value (P) C. If multiple transaction state whether it is a. Future Value (Growth) where you are solving for the Amount (A) or Payment (R) b. Present Value (Decay) where you are solving for the Principal (P) or Payment (R) 9. (6 pts) How much needs to be deposited into an account earning 5% interest compounded monthly to have it grow to $12,000 in 5 years? 10. (6 pts) A person needs $168,317.35 in 36 years in order to retire. How much money should they deposit every month into an account that earns 6.2% interest compounded monthly in order to achieve this goal? 11. (6 pts)An account earning 5.4% interest compounded monthly has a balance of $229,580.23. How much money can be withdrawn every month for 24 years? 12. (6 pts) A retiree wants to withdraw $1,000 every month, for 21 years, to supplement their Social Security check. How much money must be in an account that pays 7% interest compounded monthly, in order to meet their needs? 13. (6 pts)What is the monthly loan payment on a $15,000 car loan at 5.5% for 6 years