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	Mortgage Approval
				What if 1 (6 points)				What if 2 (8 points)
	Customer Information								Down Payment
	Annual Income	$62,000		Monthly Debts					$5,000	$10,000	$15,000	$20,000	$25,000
	Cash Available for Down Payment	$10,000		1,000			I n t e r e s t R a t e	4.00%
	% of Cash to Pay Debt	25%		900				4.25%
	House Price	$260,000		800				4.50%
	Interest Rate	6.00%		700				4.75%
	Term (Years)	30		600				5.00%
	Monthly Debts (If Not Retired)	$1,000		500				5.25%
	Acceptable % of Income	40%		400				5.50%
				300				5.75%
	Income Calculation			200				6.00%
	Monthly Income	$5,167		100				6.25%
	Acceptable Income Servicing Debt	$2,067		0				6.50%
	Monthly Debts (After Debt Retired)	$875
	Max Payment	$1,192
	Monthly Payment Calculation			From What if 1 (2 points)
	Loan Amount	$252,500		Q1: With the current levels of all other model inputs remaining same, to what level should I bring down my monthly debts be approved (i.e. largest debt level that will give me have a positive income surplus)
	Interest Rate	6.00%			Monthly Debts level
	Term (Years)	30		Enter Answer in F 37
	Monthly Payment	$1,514
				From What if 2 (4 points)
	Income Surplus	-$322		Q2: With all else being equal, what level of down payment and interest rate just qualifies me for the loan (i.e., I have the smallest positive surplus possible and just sneak through)
					Interest rate	Down Payment
	Approval	No		Enter Answer in F 42, G 42