draw an issue tree: Recently, James got married and wanted to move to new houses so he wants to save $100,000 dollar in three years. James also is having 2nd baby so he need larger space, and his wife started a job so she needs a new room for job as well. But in order to go to larger house he needs another $100,000. How can he get the money? And getting loans and making money leading to difficulties in their work balance is not an option. How will he make money of $100,000 within 3 years.