Drop down choices for 1. Reduces/Increase for 2. Bills/Interest for 3. Short term / long term. Please answer multiple choice as well

However, most people don't maintain an emergency living expense savings fund; instead, they expect to rely on their credit cards to pay their living expenses during these expensive and stressful events. The downside, or negative consequences, of this strategy is that it their wealth since it involves the payment, rather than the receiving, of What type of savings vehicles should be used to store your funds? Which of the following are the factors that should be considered when identifying appropriate savings vehicles? Check all that apply. The liquidity, convenience and safety characteristics of the account being considered The level of past interest rates The length of time you can leave your money on deposit If you expect interest rates to decrease in the near future, then you should invest in investments so that you can O reinvest quickly when interest rates increase. lock in the higher interest rates before they decrease