Elvis is a $28-$year$-$old roofer with a two$-$year$-$old child and a pregnant wife. His employer does not provide disability insurance, but

since Elvis is young and strong, he doesn't even consider it$.$ Besides, he needs the extra money for baby items. What would be

the best advice you could give Elvis regarding purchasing disability insurance?

Multiple Choice

You have life insurance that will protect your wife and baby.

Your health insurance will pay for your disability and replace a portion of your income.

As long as your company carries workers' compensation insurance, disability insurance isn't necessary.

At your age, the chance of being disabled is much greater than the chance of dying, so you'll need income

replacement.