epresent different macroeconomic environments, which the individual cannot predict.

$\backslash$table$[[,$Outcome $1,$Outcome $2],[\backslash$table$[[$Oob Choice$]],$Prob.,Income,Prob.,Income$],[\backslash$table$[[$Work for$],[$HMO$]],0\mathrm{.}95,$$$100,000,0\mathrm{.}05,$$$60,000$